2016, client was rear-ended at high speed in Columbus on I-185. Required Surgery in her back. Defendant had the state minimum insurance coverage of $25,000. Ms. B’s medical bills were more than $170,000. Client had UM coverage with Allstate. After collecting $75,000 in coverage, Gary O. Bruce P.C. filed suit to challenge Allstate’s denial of coverage under Ms. B’s brother’s policy. Allstate tendered its $25,000 in coverage.