Active duty soldier sustained permanent, career-ending injuries in a head-on collision, including a crush injury to the foot/ankle. At-fault driver only had $100,000 in liability coverage. Client’s own insurance carrier denied the existence of any un/underinsured motorist coverage and refused to participate in the litigation. Ultimately proved that the client’s insurer was knowingly and improperly applying the laws of the wrong state, creating (and recovering) another $200,000 in additional coverage for our client. Total recovery of $300,000.