Will my UIM insurance cover my vehicle repairs after a wreck with an uninsured driver? What do they have to pay?

This content has been reviewed by Gary O. Bruce

UM (uninsured motorists) coverage and UIM (underinsured motorists) coverage are some of the most important auto insurance coverages you can get. That’s because although every driver in Georgia and Alabama is legally required to purchase liability insurance to cover the expenses of the people they […]

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Drowsy driving is as dangerous as drunk driving—Are punitive damages allowed to keep it from happening to others?

This content has been reviewed by Gary O. Bruce

If you have spotted a driver driving erratically on the highway—for example, drifting wildly across lanes or driving on the rumble strip—you might assume they are drunk. The truth is they may simply be tired and that is just as dangerous! Tired drivers, just like […]

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What Happens If the Driver Who Caused My Wreck Was a Teenager?

This content has been reviewed by Gary O. Bruce

Driving is a skill, and like anything, it requires a lot of practice to get good at it. Teenagers, who have not been driving every single day for years, are twice as likely as adult drivers to get into wrecks. Within the first 18 months […]

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What Do I Do If the Other Driver in My Wreck Refuses to Give Me Their Insurance Information?

This content has been reviewed by Gary O. Bruce

After an auto wreck, you will need to exchange insurance information with the other driver or drivers involved, since the insurance company of the driver at fault will need to pay for the property damage and medical expenses of the people injured. However, after a […]

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Can I Win an Argument with the Insurance Company if It Wants to Total My Car?

This content has been reviewed by Gary O. Bruce

Insurance companies will typically choose to “total” a car if the cost to repair it is more than the vehicle is worth. This can also be called a “write off,” as in “written off as a total loss.” In fact, this can happen even if […]

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How Do Car Crashes Happen?

This content has been reviewed by Gary O. Bruce

The first and most important thing to understand about “car accidents” is that they are NOT accidents. People who cause crashes rarely intend to crash their car but the crash still happened because of a bad decision. It wasn’t for “no reason” and someone is […]

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How Can I Prove the Other Driver was Drunk?

This content has been reviewed by Gary O. Bruce

Drunk driving crashes are unfortunately far more common than they should be. When innocent people are struck and injured by drunk drivers, they are eligible for compensation for their injuries, and can potentially even get punitive damages. Related Reading: What are Punitive Damages? Drunk driving […]

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If I have TRICARE, do I have any obligation to the government if I win an injury settlement?

This content has been reviewed by Gary O. Bruce

If TRICARE covered your injury-related bills and you later receive compensation for those same bills from a personal injury settlement, you are obligated to pay back TRICARE for the costs it covered. Millions of servicemembers and military families depend on TRICARE for health insurance. This […]

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Are There More Trucks on the Road Than There Used to Be?

This content has been reviewed by Gary O. Bruce

Many drivers may feel that they are encountering far more commercial trucks on roads and highways than in years past. In fact, the number of trucks HAS gone up. Combined with aging highway infrastructure, this means more congested traffic, and potentially more crashes, than ever […]

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How Soon Do I Need to Call a Lawyer After a Wreck?

This content has been reviewed by Gary O. Bruce

The hours and days immediately after an auto wreck are often some of the most stressful you will face, especially when serious injuries are involved. You will be juggling calls with insurance, doctors, auto repair shops, supervisors at work, and of course worried friends and […]

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